Development loans shall be granted for investment purposes • Maximum repayment period shall not exceed 36 months • The maximum loan granted is three times the member’s savings • The maximum loan granted shall be Kshs 3,000,000. • Interest rate is 1% per month. • Only one normal loan shall be granted at a time.

School Fees loans are processed within one (1) week from the date of receipt of the loan application form • The cheques shall be payable to the institutions. • Maximum loan granted is three the member’s savings • Maximum amount granted shall be Kshs. 200,000 • Maximum repayment period shall be twelve (12) months. • Interest rate is 1% per month.

Emergency loans shall be granted for emergency purposes which include Hospitalization and other unforeseen circumstances. • Maximum repayment period is twelve (12) months. • Emergency loans to be disbursed within 48 hours from the receipt of the loan application form • Maximum loan granted is three times the member’s savings. • The maximum amount is Kshs 100,000 • Interest rate is 1% per month. • The maximum grace period shall be one (1) week

Interest rate of 10% per month Processed within 24 hours Repaid in Max 1 month for advance Max amount:Instant-10,000

Interest rate of 10% per month Processed within 24 hours Repaid in Max 1 month for instant Max amount:Instant-20,000